Personal Loans

Bring us your dreams, and we'll get to work.

Here at Skyline National Bank, we want to do more than just help you meet your financial needs. We want to help you realize your goals. Which means that whether you’re looking to buy a dependable car for your college-bound child, take your dream vacation or settle down in the home of your dreams, we’ll help find the loan that fits your needs.

We offer:

  • Prompt and efficient loan decisions made by neighbors you know
  • Highly competitive rates
  • Affordable repayment schedules
  • Flexible loan structures
  • Automatic debit plans

Getting started is easy. Come in and talk to us. When you need a loan, the first thing we'll lend is an ear.


Home ownership is a big part of the American Dream. At Skyline National Bank, we’re determined to help Southwest Virginia and Northwest North Carolina make that dream come true. And for those with a home of their own, we offer equity products to help out with the routine home expenses – and those unexpected ones, too – that come along every so often.

  • We help you determine how much you can afford to finance
  • Financing for purchase or construction of new or vacation homes
  • Mortgage loans available through Skyline National Bank
  • Re-financing available for existing mortgages
  • For repairs, remodeling, replacing heat/cooling units or other major expenses
  • Flexible terms available
  • Use the equity in your home to get the funds you need
  • Use the money for repairs, remodeling or personal expenses
  • The interest you pay may be tax deductible (consult tax advisor)
  • Flexible terms available
  • Use the equity in your home as a revolving source of funds to be used as needed
  • Funds can be used to consolidate or pay off loans with higher rates or credit card bills, or for medical emergencies, home repairs, large purchases, etc.
  • The interest you pay may be tax deductible (consult tax advisor)
Errors and Information Requests: Consumers have certain rights under Federal law that relate to resolving errors and requesting information about their mortgage loans. You may learn more about your rights by contacting us. Submit error or information requests in writing to Skyline National Bank, Loan Operations Department, P.O. Box 186, Independence, VA 24348. Please include your name, address, loan number, and describe the error you believe occurred or the specific information you are requesting.

Other Personal Loans

Auto and Recreational Vehicle Loans

  • Loans available for new and used cars, trucks, campers, RVs, ATVs and other vehicles
  • Always competitive rates, especially on used vehicles

Personal Loans

  • For any planned or unexpected expenses – wedding, vacation, family emergency, etc.
  • Gives you a set schedule of repayment
  • Flexible terms available